PRUMillionaire
With a premium one-time payment of at least PhP 1,000,000 or USD 20,000, PRUMillionaire provides an advantage for the privileged. It is a unit-linked life insurance product that maximizes the value of investment through a significantly lower upfront charge of 0.5% and a superior selection of investment funds – all while having peace of mind through the insurance coverage.
Get more for your investment
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Maximize the value of your investment component through a significantly lower initial charge of 0.5%.
Grow your funds with one-time payment
Pay once and get issued a plan with no medical requirements necessary.
Adjust your investments
Flexibility at its finest with four (4) free fund switches and the option to top up anytime.
Receive regular quarterly cash payouts
Get potential regular payouts of up to 6% per year or 1.5% per quarter when you invest in the new PRULink Cash Flow Fund Plus.
PRODUCT FEATURES
PRODUCT FEATURES
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Payment term
Enjoy the ease of availing this product through one-time payment and the option to top up on the investment component anytime.
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Duration of coverage
The duration of the coverage is up to 100 years(or up to age 100 of insured).
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Age requirement
The plan is eligible for applicants from 0 to 70 years old for the insured, 18 to 99 years old for the policy owner.
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Minimum payment
Payment starts at PhP 1,000,000.00
Core benefits
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Death benefit
125% of single premium plus 125% of top-ups less 125% of all partial withdrawals or the fund value, whichever is higher
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Maturity benefit
Fund value